Beach Days & Boat Rides: Top Water Activities in Panama City Beach

If you’re wondering what to do on the water in Panama City Beach, you’re in the right place. From family-friendly boat tours to laid-back private charters, Paradise Adventures offers some of the most memorable ways to explore the Emerald Coast. Whether you want to snorkel, sail, watch dolphins, or paddle out at your own pace, our water-based activities let you experience the Gulf like a local.

This guide highlights the best water adventures we offer from guided cruises to DIY rentals, so you can make the most of your time on the water.

Set Sail: Guided Cruises & Tours

There’s no better way to explore Panama City Beach than by boat. Whether you want a laid-back cruise, a photo-worthy sunset, or a hands-on snorkeling trip, these guided tours are some of the most popular water activities in the area. Here’s how to find the one that’s right for your crew:

 

Dolphin Watch Image

Dolphin Tours

Best for families and first-time visitors who want a relaxed ride with amazing photo ops.

Our dolphin cruises are a crowd favorite for good reason. They’re peaceful, scenic, and give you a front-row seat to playful dolphin pods in their natural habitat. If you want something low-key but still wow-worthy, this is a great pick.

 

Two young boys snorkel near Shell Island, FL

Snorkel Tours

Great for explorers and beachgoers who want to get in the water.

Take a boat ride out to Shell Island, then jump in and snorkel through shallow waters full of fish, shells, and marine life. It’s part cruise, part treasure hunt, and perfect if you’re looking for something active but not extreme.

 

Paradise Adventures Catamaran Sunset Sail off the coast of Panama City Beach

Sunset Sails

Perfect for couples or groups wanting to unwind in style.

If your ideal evening includes a drink, a breeze, and an unforgettable sunset over the Gulf, this one’s for you. These sailboat or catamaran cruises are casual but elegant; a laid-back way to soak in PCB’s beauty without the crowds.

 

Adventure Tour Hero

Shell Island Adventures

For beach lovers and nature seekers who want the full Shell Island experience.

Shell Island is a must-see, but you can’t drive there. Getting to Shell Island with us means more than just a boat ride. You’ll have access to inflatables, snorkeling gear, paddleboards, and more, all while enjoying one of the most untouched shorelines in Florida.

 


Your Day, Your Way: Private Boat Charters

If you want more flexibility or just a little more privacy on the water, a private rental might be the way to go. Whether you’re celebrating something special or simply want to go at your own pace, these options let you chart your own course — literally.

 

Pontoon Boat rental on the waters off Panama City Beach

Pontoon Boat Rentals

Best for DIY adventurers who want to explore at their own speed.

Our self-captained pontoon boats are perfect for laid-back groups who like to roam. Fit up to 12 guests and cruise to Shell Island, drop anchor for a swim, or just enjoy a picnic on the water. You’re in charge of the day. There’s no schedule and no captain, just you and the open bay.

 

Private Tiki Boat Charters

Perfect for parties, celebrations, or groups who want their own floating tiki lounge.

Kick back with your crew on a private tiki boat: music, drinks, and good vibes included. Each boat holds up to 26 guests and comes with a captain, a bathroom on board, and plenty of room to relax. It’s one of the most fun, laid-back ways to experience the water without the crowds.

 

The Daydreams sailboat gliding across the waters during a private charter

Private Sailboat Charters

Great for couples, families, or small groups who want a more elevated experience.

This private sailing tour offers a relaxed, elegant way to take in the Gulf. With room for up to 12 guests, your trip includes a friendly crew, drinks, snorkel gear, and a restroom on board. It’s a smooth, scenic ride with all the little luxuries built in.

 


Paddle & Play: Self-Powered Water Sports Rentals

Looking for a fun way to explore the water at your own pace? Our self-powered rentals are the perfect mix of exercise and escape. No motors, just you and the calmer waters of our private lagoon at Bluegreen’s Bayside Resort & Spa.

 

A father and son explore the Gulf waters in a clear kayak rental

Clear Kayak Rentals

Great for curious explorers who want a window into the water.

With see-through bottoms and your choice of single or tandem setups, these clear kayaks offer a one-of-a-kind view of the water below. It’s one of the most unique aquatic adventures in Panama City Beach, ideal for couples, friends, or families who want a fresh perspective on the local marine life.

 

stand up paddleboard (SUP)

Stand Up Paddleboard (SUP) Rentals

Great for adventurous types who want to stand, glide, and soak up the sun.

Glide across the lagoon on a stand-up paddleboard and enjoy a workout that doesn’t feel like work. Whether you’re brand new to paddleboarding or just want a relaxing ride, our SUP rentals are a great way to enjoy the Florida sun, try something new, and stay active.


So Many Great Ways to Explore Panama City Beach Waters

Whether you’re enjoying a boat ride at sunset or paddling through a calm lagoon, there’s no wrong way to enjoy the water. With options for every age, interest, and comfort level, from relaxed cruises to active adventures, Paradise Adventures helps you experience Panama City Beach your own way. No matter your group size or budget, there’s a perfect fit waiting on the water.

Looking for even more adventure?

Check out our handpicked list of fun things to do in Panama City Beach. You’ll find offshore fishing, scuba diving, bonfires, bike rides, and other local-approved experiences to round out your trip.